Mortgage guidance built around you.
A mortgage professional since 2019, Rosie Figliomeni has helped many clients navigate home purchases, refinances, renewals, credit challenges and private mortgage situations.
Her approach starts with understanding the complete situation — not simply trying to fit every borrower into the same lending box.
Silver Leaf Financial Group Inc.
FSRA Brokerage #13415
Start with the person. Then look at the mortgage.
Mortgage financing can look very different from one client to the next. Some borrowers have straightforward income and strong credit. Others are self-employed, rebuilding credit, carrying significant debt or dealing with a transaction that simply does not fit a traditional lender’s guidelines.
Since entering the mortgage industry in 2019, Rosie has worked with many clients facing a wide range of financing needs and circumstances.
Rather than beginning with a particular lender or product, the process begins by understanding what the client is trying to accomplish, what challenges may exist and what financing paths may be worth exploring.
Mortgage solutions for different stages of life.
Whether you’re buying, refinancing, renewing or working through a more complicated financial situation, the first step is understanding which mortgage paths may be available.
Buying a Home
Financing for first-time buyers, repeat buyers and investment-property purchases.
Explore Purchase Options →Refinancing
Review mortgage restructuring, debt consolidation and available home-equity options.
Explore Refinancing →Mortgage Renewal
Review your existing lender’s offer and determine whether other mortgage options may be worth comparing.
Review Renewal Options →Private Mortgages
Private first, second and third mortgage options for transactions requiring greater flexibility.
Explore Private Mortgages →Debt & Equity
Explore whether available home equity could form part of a broader financing strategy.
Review My Situation →Challenging Files
Self-employed income, credit challenges and non-traditional situations may still be worth reviewing.
Tell Rosie My Situation →The bank isn’t the entire mortgage market.
Different borrowers may qualify through different lending channels. Rosie’s role is to understand the file and help explore appropriate options.
Conventional bank and institutional mortgage products for qualifying borrowers.
More flexible lending approaches for income, credit or situations outside traditional guidelines.
Property and equity-focused financing for transactions requiring a different approach.
Not every mortgage file fits neatly into a box.
A decline from one lender does not necessarily tell you what may be possible elsewhere. Different lenders can assess income, credit, property and risk differently.
Rosie can review the full situation and help determine whether another lending path may be worth exploring.
Clearer mortgage conversations.
Mortgage financing can be complicated. The process should make the options easier to understand, not harder.
Listen First
Understand what you’re trying to accomplish before discussing financing structures.
Review the Full Picture
Look at income, credit, debts, property, equity and the complete transaction.
Explain the Options
Help you understand potential lending paths, requirements and important considerations.
Help You Move Forward
If you choose to proceed, help guide the mortgage application through lender requirements and closing.
Helping clients navigate mortgages since 2019.
Every mortgage file tells a different story. Over the years, Rosie has helped many clients work through straightforward purchases as well as more complicated financing situations.
That experience helps bring perspective to files involving changing income, self-employment, credit challenges, existing debts, private financing and other situations where the solution may not be obvious at first glance.
Mortgage That is Rosie’s mortgage marketing brand.
Mortgage That is used as a marketing brand in connection with mortgage services provided by Rosie Figliomeni through Dominion Lending Centres Silver Leaf Financial Group Inc.
Mortgage That is not a separate licensed mortgage brokerage.
You don’t need to know which mortgage you need.
Start with what you’re trying to accomplish. The financing options can be explored from there.
Connect
Tell Rosie about your mortgage goal or the situation you’re trying to solve.
Review
Look at the borrower, property, credit, income and overall financial picture.
Explore Options
Determine which traditional, alternative or private lending paths may be appropriate.
Move Forward
If you decide to proceed, work through the selected lender’s requirements and next steps.
Tell Rosie what you’re trying to accomplish.
Whether your mortgage situation is straightforward or complicated, the first step is understanding what’s going on and what options may be worth exploring.